AdsAndBids.com - A Competitive Financial Advertising Platform

AdsAndBids Terms Of Service.

Please take your time and read our Terms Of Services carefully so that you can fully enjoy all the features our web site offers you!

Hi there Welcome!

Terms of Service:

1. Terms of Service

Effective Date: 1 July 2025
The AdsAndBids platform is an online service for informational and marketing purposes. All visitors and registered users must comply with these Terms of Use and applicable laws.

2. Informational Content

Content on this AdsAndBids website is provided for general information and educational purposes only.
It does not constitute legal, financial, or professional advice, and should not be relied upon as such.
Any decisions made based on site content are at your own risk.

3. Privacy & Personal Data

AdsAndBids respects your personal privacy and does not sell or trade personal information for marketing purposes.
Data collected is used solely to:
- Operate and enhance the platform,
- Communicate with users about accounts or inquiries,
- Meet applicable legal or regulatory obligations.
We maintain data confidentiality in accordance with relevant privacy laws and regulations.

4. User Responsibilities and Conduct

Do not use the AdsAndBids platform for illegal purposes.
Do not attempt unauthorized access to any part of the site or its systems.
Do not upload harmful code or content.
Misrepresenting your identity or affiliations is prohibited.
Violations may result in account termination and possible legal action.

5. Third-Party Links

This website may include links to external services or websites for convenience.
AdsAndBids does not endorse and is not responsible for content, privacy policies, or practices of third-party sites.

6. Updates to Terms

AdsAndBids may update these Terms of Use at any time without prior notice.
Continued use of the platform signifies acceptance of updated terms.

7. Non-Disclosure Agreement (NDA)

By using AdsAndBids materials, you agree to keep all Confidential Information secure for five (5) years unless disclosure is allowed by law.
You may not reproduce, distribute, or share confidential materials without written permission.
Exceptions include information that is public, previously known, obtained lawfully from other sources, or independently developed.
Violations may result in injunctive relief in addition to monetary damages.
The NDA is governed by the laws of South Australia and disputes are subject to Adelaide courts.

8. Website Ownership

This site is owned and operated by AdsAndBids Pty Ltd (ABN 78 677 831 202), with registered office at 66 Rundle Street, Kent Town, South Australia, 5067.
Other AdsAndBids websites may have different terms; users should review each site individually.

9. Intellectual Property Rights

All site content is protected by copyright, trademarks, and intellectual property laws.
Users may view the site and print one copy for personal reference only.
Materials may not be copied, distributed, altered, or otherwise used without written permission.
Country flags displayed are licensed under Creative Commons Attribution-ShareAlike 3.0.

10. Liability Disclaimer

Information is provided “as is” without warranties of accuracy or completeness.
AdsAndBids is not responsible for decisions made or losses incurred from use of the site.
Forum contributions represent the views of individual users only; AdsAndBids is not liable for content posted by users.

11. Platform Operations

AdsAndBids may update, suspend, or terminate the platform at any time for maintenance, support, or other reasons.

12. Governing Law and Jurisdiction

These Terms of Use are governed by the laws of South Australia.
All disputes fall under the exclusive jurisdiction of the courts in Adelaide.

13. Contact Information

Email: [Insert Contact Email]
Address: 66 Rundle Street, Kent Town, South Australia, 5067

Disclaimers:

1. Terms of Use

Effective 1 July 2025. By using the AdsAndBids platform, you agree to these Terms of Use and applicable laws.

2. Informational Content

Content is for general information only and does not replace legal, financial, or professional advice.
Decisions based on site content are taken at your own risk.

3. Privacy & Data

We respect your privacy and do not sell personal data.
Collected data is used to operate the platform, communicate with users, and meet legal obligations.

4. User Conduct

No illegal activities, unauthorized access, harmful code, or misrepresentation is allowed.
Violations may lead to account termination and legal action.

5. Third-Party Links

Links to external websites are for convenience; AdsAndBids is not responsible for their content or practices.

6. NDA & Confidential Information

All confidential materials must remain secure for 5 years unless legally permitted to disclose.
Reproduction or distribution without consent is prohibited.

7. Intellectual Property

All content, trademarks, and images are protected by law.
You may view and print one copy for personal use only.

8. Liability & Disclaimers

All information is provided “as is” without warranty.
AdsAndBids is not responsible for losses or decisions made based on site content or forum posts.

9. Site Operation

AdsAndBids may update, suspend, or terminate the website at any time without notice.

10. Governing Law

These Terms are governed by the laws of South Australia.
Disputes are subject to Adelaide courts’ exclusive jurisdiction.

11. Contact

Email: [Insert Contact Email]
Address: 66 Rundle Street, Kent Town, South Australia, 5067

12. Newsletter

When you become a member of AdsAndBids you give AdsAndBids permission to send our monthly newsletter to your registered email address.
Our newsletter contains details on how to best use AdsAndBids and information regarding new portal features.

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AdsAndBids General Disclaimer:

1. General Disclaimer

AdsAndBids operates solely as an advertising, calculation and information platform where users may post and respond to listings relating to private lending and borrowing opportunities and aspirations.
The platform does not lend money, set rates, lending conditions, arrange loans, act as a credit intermediary, or participate in any transaction between users.
All communications, negotiations, and financial arrangements are conducted directly between users and are entirely at their own risk.

2. No Financial or Credit Services

AdsAndBids is not a licensed credit provider, credit assistance provider, or financial services licensee under Australian law.
The platform does not:
- assess users’ creditworthiness;
- recommend or compare lending products;
- prepare or review loan documentation;
- handle or transfer funds between users; or
- charge fees contingent on a loan being made.
All fees (membership or response fees) are for access to the platform and its communication tools only.

3. User Responsibilities

Users are solely responsible for:
- verifying the identity and reliability of any other user;
- conducting their own due diligence before entering any agreement; and
- ensuring any lending or borrowing complies with applicable laws, including the National Consumer Credit Protection Act 2009 and the National Credit Code.
Users must not post or solicit unlawful, misleading, or high-interest (usurious) lending offers.

4. No Endorsement or Guarantee

AdsAndBids does not endorse, verify, or guarantee any advertisement, offer, or user.
The platform is not responsible for the performance or outcome of any loan or transaction arising from a listing on this site.

5. Limitation of Liability

To the maximum extent permitted by law, AdsAndBids disclaims all liability for any loss, damage, or claim arising from:
- reliance on information posted by users;
- communications or transactions between users; or
- the suspension, interruption, or unavailability of the site.

6. Consumer and Privacy Compliance

AdsAndBids complies with the Australian Consumer Law (Schedule 2 to the Competition and Consumer Act 2010) and the Privacy Act 1988.
Personal information is used solely for platform operation and managed in accordance with AdsAndBids’ Privacy Policy.

7. Website Footer Disclaimer

Disclaimer: AdsAndBids is a listing platform only. We do not lend money, arrange loans, or provide credit or financial advice. All arrangements are made directly between users. Use of this site is at your own risk.